Regions Bank,
dba Ascentium Capital,
Plaintiff,

-vs-

Bravada Inc., et al.,
Defendants.

Case No. 3:26 CV 46
ORDER AUTHORIZING SERVICE BY PUBLICATION
JUDGE JACK ZOUHARY

The Court, having reviewed Plaintiff’s Verified Motion for an Order Authorizing Service by Publication (Doc. 11), finds that Plaintiff has demonstrated that Defendant Samar Ramez Chms-Eddin cannot be located despite reasonable diligence, and that service by publication is appropriate under Federal Civil Rule 4(e)(1) and Michigan Civil Rule 2.105(J). The Motion is granted as set forth below.
1. Parties. On January 7, 2026, Plaintiff Regions Bank d/b/a Ascentium Capital (“Plaintiff”) commenced this action by filing a Complaint against Defendants, Bravada, Inc. and Samar Ramez Chms-Eddin (“Chms-Eddin”). A copy of the Complaint and other filings in this case may be obtained here: https://www.ohnd.uscourts.gov/copy-requests.
2. Nature of Action. Pursuant to the Complaint, Plaintiff seeks to enforce an Equipment Finance Agreement against Bravada, Inc. and a Personal Guaranty against Chms-Eddin, as well as recover collateral securing Bravada’s obligations under the Equipment Finance Agreement.
3. Where and When to Answer or Respond to Complaint. Chms-Eddin must file an Answer or other response to the Complaint (a “Responsive Filing”), including any motion under Federal Civil Rule 12, on or before the Deadline (defined below). A Responsive Filing must be filed (a) with the Clerk of the United States District Court for the Northern District of Ohio, 1716 Spielbusch Avenue Toledo, Ohio 43604; or (b) pursuant to the Court’s electronic filing system, information available at: https://www.ohnd.uscourts.gov/electronic-filing.
FAILURE TO TIMELY FILE A RESPONSIVE FILING ON OR BEFORE THE DEADLINE MAY RESULT IN THE ENTRY OF A DEFAULT JUDGMENT AWARDING THE RELIEF SOUGHT IN THE COMPLAINT.
4. Publication. Plaintiff shall cause this Order to be published for three consecutive weeks in the legal notices sections of The Detroit Free Press and The Blade, and thereafter file Proof of Service in this action pursuant to Michigan Civil Rule 2.106(G).
5. Deadline. The deadline to file the Responsive Filing is 21 days after the latest of (a) the date of the third publication of this Order in The Detroit Free Press; (b) date of the third publication of this Order in The Blade; and (c) Plaintiff’s filing of the Proof of Service (the “Deadline”).
6. Mailing of Order. Before the date of the last publication of this Order, Plaintiff shall mail a copy of this Order to Chms-Eddin at the Mead Address (as defined in the Motion) by (i) regular United States Mail, postage prepaid; and (ii) registered mail, return receipt requested. Plaintiff shall file proof of the mailings on the docket.

IT IS SO ORDERED.

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